We all have dreams about retirement. Some day you expect to retire, and you
hope to maintain a comfortable lifestyle. To finance your retirement, you need
a strategy of some sort. There are many retirement saving options including various
types of pension plans, other savings and investments. Most strategies will combine
several different types of pension plans and other forms of savings and investments
arrangements.

Various pension plan models have become prominent in Canada’s national
occupational pension policy debate. The one big advantage that all occupational
plans provide over ad hoc private savings is that they impose a disciplined routine of
making deductions from pay, with the deductions then saved and invested. Beyond
this, the various pension plan models have a range of different features.

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